Navigating Growth, Risk & Document Fraud

• AI-Driven Document Fraud Is Rising Rapidly - The ease of generating fake documents using generative AI—like payslips, bank statements, and IDs—is fuelling fraud across finance, insurance, and other sectors. Cases-study of ‘Jane’ illustrate how accessible and convincing synthetic documents have become.

• Verification Tools Are Critical to Combat Fraud - Document fraud detection now relies on digital forensics, metadata analysis, image tampering models, and layout consistency checks. These tools help identify shallow fakes, deep fakes, and AI-generated fraud tools like “FraudGPTs.”

• Stopping Fraud Delivers Tangible Benefits - Preventing document fraud reduces financial risk and exposure. For example, 3% of conditionally approved applications contain confirmed fraud, and up to 35% of delinquent accounts show signs of fraudulent documentation.