Equifax Fraud Index Report 2026

The Equifax 2026 Fraud Index Report reveals a significant shift in Australian financial crime, with credit fraud listings surging by 11.1%. This reversal of a three-year trend comes as bad actors narrow their focus to high-value targets. Big-ticket items like auto loans have seen a 112% surge in fraud, as perpetrators increasingly use synthetic identities and identity takeover for larger capital gains.

As economic pressures mount, the industry also faces an explosive 90.9% increase in money muling. Bad actors are leveraging Generative AI to bypass traditional KYC checks through high-quality document forgery, particularly in high-volume areas like mortgage applications. Featuring dedicated spotlights on money muling and global fraud, this data-driven analysis provides valuable intelligence to help your teams identify the evolving tactics used by bad actors.

Read the full report here

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