Embedding Customer Centricity Where It Counts

  • Gambling vs. Finance Decision-Making: Gambling environments are engineered to manipulate perception and override rational thinking, while finance is often framed as a personal choice—yet systems can be designed so everyone benefits.

  • Human Bias & System Design: People frequently make predictable errors in financial decisions due to cognitive biases ("Homer Simpson mode"). Smart systems should guide users toward better outcomes using data-driven insights.

  • Designing for Trust & Engagement: Success lies in designing transparent, intuitive, and rewarding experiences—using cues (like fee transparency), friction (like gambling blocks), and fun (like loyalty rewards)—with AI supporting but not replacing human judgment.

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AFIA Finance Industry Code of Practice Launch

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Technology in Transition: Are We Keeping Up?